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Cancellation & missed appointment policy

We understand life happens. If you need to reschedule or cancel, please give us at least 24–48 hours’ notice so we can offer your time to another patient. Appointments cancelled with less than 24 hours’ notice or missed without notice may be subject to a missed appointment fee. We’ll always do our best to work with you. especially for emergencies, so please call us as soon as you can.

Most PPO plans accepted

Insurance We Accept

We work with most PPO dental insurance plans and are happy to help you understand your benefits. Explore the list below to see some of the plans we commonly accept, and contact us with any coverage questions for personalized help.

  • Aetna
  • Ameritas
  • BCBS Anthem
  • BlueCross BlueShield
  • Cigna
  • Delta Dental
  • Dentaquest
  • GEHA
  • Guardian
  • Humana
  • Lincoln Financial
  • MCNADental
  • Metlife
  • Mutual of Omaha
  • Sunlife
  • TeamCare
  • United Concordia
  • United Healthcare

Not seeing your insurance on the list? Don’t worry. Our team may still be able to help. Give us a call at (214)941-0039 or send us a text, and we’ll be happy to review your plan, answer questions, and help you understand how to make the most of your dental benefits with us.

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No Insurance? No Problem

Even without dental insurance, getting started at Championship Dental is simple and affordable. Uninsured patients can receive a comprehensive exam and X-rays for just $175, making it easier to get answers, understand your oral health, and take the next step with confidence.

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Affordable Dallas, TX Dentist 0% interest financing options

Getting the dental care you need and deserve shouldn’t feel out of reach. We offer flexible financing and payment options to help you fit treatment into your budget without unnecessary stress. Explore the options below to find the plan that works best for you.

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CareCredit®

CareCredit is a flexible credit card with 0% APR options for health and wellness expenses for you, your family, and even pets. Check if you prequalify in minutes with no impact to your credit score.

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Cherry

Break up larger costs into smaller payments with Cherry. Choose 4 interest-free payments or monthly plans, with qualifying 0% APR options—so you can move forward without the full cost upfront.

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Sunbit

Sunbit helps you pay over time with a quick, easy application. Most applicants are approved, rates are clear and competitive, and there are no late fees, origination fees, or penalty APRs.

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Financing options listed above require an application and approval is not guaranteed. Eligibility is determined solely by the financing provider, and Championship Dental does not influence approval or denial decisions.

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Everything You Need To Know About Insurance at Championship Dental

We understand that dental insurance can feel confusing. Not to worry. Our team is here to help make it easier. At Championship Dental, we work with most PPO plans and will gladly help you understand your benefits, estimate out-of-pocket costs, and file claims as a courtesy. While coverage varies by plan, we’re committed to helping you make informed decisions about your care with clarity, transparency, and support every step of the way.

What to bring to your appointment

Please bring your photo ID, dental insurance card, and any updated personal information to your visit. If you’re a new patient, completed forms and any relevant dental records can also help us make your appointment smoother and more efficient.

How Insurance Works at Championship Dental

Dental insurance helps cover a portion of your care, but benefits vary depending on your specific plan. Our team can review your coverage, explain estimated costs, and file claims on your behalf as a courtesy. We’ll always do our best to help you maximize your benefits while keeping you informed about any out-of-pocket expenses.

In-Network vs Out-of-Network explaineD

In-network providers have contracted rates with certain insurance plans, which can help lower your costs. Out-of-network providers do not have those contracts, but many plans still offer partial coverage. Even if we’re out of network with your plan, you may still be able to use your benefits toward care at Championship Dental.

Championship Dental tooth logo representing the practice’s modern, patient-first dental care brand

Want a stress-free way to use your dental insurance?

Let’s make it simple. Our team can walk you through your benefits, explain pricing clearly, and help you choose a payment option that fits your budget, so you can move forward with the care you need. Call, text, or book online to get started.

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Additionally, you can call or text us directly to inquire.

Do you accept my insurance & How much will it cover?

Championship Dental works with most PPO dental insurance plans. Because networks and benefits can vary, we recommend contacting our office with your insurance details so our team can help review your plan and let you know how your benefits may apply.

Coverage depends on your specific insurance plan, the type of treatment you need, and whether any deductibles, waiting periods, annual maximums, or frequency limits apply. Our team is happy to help review your benefits and provide an estimate so you have a clearer idea of what insurance may cover before treatment begins.

What will I have to pay out of pocket?

Your out-of-pocket cost will depend on your plan’s coverage and the treatment you receive. In many cases, insurance covers only a portion of care, leaving the patient responsible for deductibles, copays, coinsurance, or non-covered services. We’ll do our best to provide a clear estimate in advance and discuss your options with transparency.

Do you offer payment plans or financing?

Yes. We offer flexible financing options to help make dental care more manageable. If you need treatment that isn’t fully covered by insurance, we recommend looking into CareCredit®, Cherry, and Sunbit.

Can you help me understand & file my insurance claims?

Yes. Our team is happy to help explain your benefits and file insurance claims on your behalf as a courtesy. While insurance plans can be complex and coverage is never guaranteed until processed by your provider, we’re here to make the process as smooth, clear, and stress-free as possible.

Finances & Insurance FAQs

Have questions about your visit, insurance, or dental care? We’ve gathered answers to the most common questions we hear from patients, so you can feel informed, prepared, and confident before you even walk through our doors.

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Keep Up With Us On Social Media

Follow us on social media for the latest practice updates, helpful dental tips, behind-the-scenes moments, and news from our team.

Child patient receiving a dental exam at Championship Dental, with pediatric Medicaid/CHIP coverage accepted through MCNA and DentaQuest

We happily accept Medicaid/CHIP for Pediatric Patients

Championship Dental accepts MCNA and DentaQuest Medicaid/CHIP plans for pediatric dental patients. Eligibility and covered services depend on your plan and your child’s age. Bring your child’s insurance card and a parent/guardian photo ID, and we’ll help verify benefits and explain costs upfront.

Pediatric Dental Care

Check Out Our Latest Blog Post

Stay informed with helpful dental tips, expert insights, and practice updates from our team. Our blog is designed to answer common questions, share preventive care advice, and help you feel confident about your oral health between visits.

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